diff --git a/src/web-server/usage/bar-analytics.ts b/src/web-server/usage/bar-analytics.ts
index f93015c3..746624e2 100644
--- a/src/web-server/usage/bar-analytics.ts
+++ b/src/web-server/usage/bar-analytics.ts
@@ -54,6 +54,12 @@ export interface BarAnalytics {
   today: BarAnalyticsWindow;
   last7d: BarAnalyticsWindow;
   last30d: BarAnalyticsWindow;
+  /**
+   * Honest calendar month-to-date (1st of the current local month → now), NOT a
+   * rolling 30 days. A fresh month resets this toward ~0 even when `last30d`
+   * stays populated, so a monthly-cap alert measures the real billing month.
+   */
+  monthToDate: BarAnalyticsWindow;
   /** Lifetime totals across every record in the snapshot. */
   allTime: BarAnalyticsWindow;
   /** Oldest → newest, exactly 30 entries (zero-filled), for the sparkline. */
@@ -94,6 +100,17 @@ function localDayKey(d: Date): string {
   return `${y}-${m}-${day}`;
 }
 
+/**
+ * Local-time YYYY-MM key for a Date. Local (not a UTC ISO slice) so it matches
+ * the local-day semantics of `dayDelta`/`localDayKey` — a record near midnight
+ * lands in the same month the user sees on their calendar.
+ */
+function localMonthKey(d: Date): string {
+  const y = d.getFullYear();
+  const m = String(d.getMonth() + 1).padStart(2, '0');
+  return `${y}-${m}`;
+}
+
 /** Whole-day difference (a - b) in local days, via midnight-anchored dates. */
 function dayDelta(a: Date, b: Date): number {
   const da = new Date(a.getFullYear(), a.getMonth(), a.getDate());
@@ -112,8 +129,12 @@ export function computeBarAnalytics(
   const today: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const last7d: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const last30d: BarAnalyticsWindow = { cost: 0, requests: 0 };
+  const monthToDate: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const allTime: BarAnalyticsWindow = { cost: 0, requests: 0 };
 
+  // Current local calendar month — records keyed to it feed month-to-date.
+  const currentMonth = localMonthKey(now);
+
   // Seed the sparkline with the trailing 7 local days (zero-filled, ordered).
   const dayBuckets = new Map<string, BarAnalyticsDay>();
   for (let i = SPARKLINE_DAYS - 1; i >= 0; i--) {
@@ -162,6 +183,11 @@ export function computeBarAnalytics(
     allTime.requests += requests;
     bump(modelAll, detail.model, cost, requests);
 
+    if (localMonthKey(ts) === currentMonth) {
+      monthToDate.cost += cost;
+      monthToDate.requests += requests;
+    }
+
     if (delta === 0) {
       today.cost += cost;
       today.requests += requests;
@@ -202,6 +228,7 @@ export function computeBarAnalytics(
     today,
     last7d,
     last30d,
+    monthToDate,
     allTime,
     byDay: Array.from(dayBuckets.values()),
     topModels,
@@ -255,8 +282,13 @@ export function computeBarAnalyticsFromDaily(
   const today: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const last7d: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const last30d: BarAnalyticsWindow = { cost: 0, requests: 0 };
+  const monthToDate: BarAnalyticsWindow = { cost: 0, requests: 0 };
   const allTime: BarAnalyticsWindow = { cost: 0, requests: 0 };
 
+  // Daily keys (YYYY-MM-DD) and hourly keys (YYYY-MM-DD HH:00) are already local,
+  // so slice(0,7) yields the local YYYY-MM to compare against the current month.
+  const currentMonth = localMonthKey(now);
+
   const dayBuckets = new Map<string, BarAnalyticsDay>();
   for (let i = SPARKLINE_DAYS - 1; i >= 0; i--) {
     const d = new Date(now.getFullYear(), now.getMonth(), now.getDate() - i);
@@ -309,6 +341,8 @@ export function computeBarAnalyticsFromDaily(
     }
     if (cost > 0) touchActivity(d.date);
 
+    if (d.date.slice(0, 7) === currentMonth) monthToDate.cost += cost;
+
     if (delta === 0) today.cost += cost;
     if (delta < 7) last7d.cost += cost;
     if (delta < 30) {
@@ -338,6 +372,8 @@ export function computeBarAnalyticsFromDaily(
     bumpSurface(surfaceAll, source, 0, requests);
     touchActivity(dayKey);
 
+    if (h.hour.slice(0, 7) === currentMonth) monthToDate.requests += requests;
+
     if (delta === 0) today.requests += requests;
     if (delta < 7) last7d.requests += requests;
     if (delta < 30) {
@@ -369,6 +405,7 @@ export function computeBarAnalyticsFromDaily(
     today,
     last7d,
     last30d,
+    monthToDate,
     allTime,
     byDay: Array.from(dayBuckets.values()),
     topModels,
diff --git a/tests/unit/web-server/bar-analytics.test.ts b/tests/unit/web-server/bar-analytics.test.ts
index 442f404a..ea53f367 100644
--- a/tests/unit/web-server/bar-analytics.test.ts
+++ b/tests/unit/web-server/bar-analytics.test.ts
@@ -1,6 +1,10 @@
 import { describe, it, expect } from 'bun:test';
-import { computeBarAnalytics } from '../../../src/web-server/usage/bar-analytics';
+import {
+  computeBarAnalytics,
+  computeBarAnalyticsFromDaily,
+} from '../../../src/web-server/usage/bar-analytics';
 import type { CliproxyUsageHistoryDetail } from '../../../src/web-server/usage/cliproxy-usage-transformer';
+import type { DailyUsage, HourlyUsage } from '../../../src/web-server/usage/types';
 
 const NOW = new Date('2026-06-08T12:00:00-04:00');
 
@@ -132,4 +136,100 @@ describe('computeBarAnalytics', () => {
     expect(a.topModelsWindow).toBe('all');
     expect(a.topModels[0].model).toBe('gpt-5.4');
   });
+
+  it('sums monthToDate from only current-calendar-month records, even when prior-month data is inside the rolling 30d', () => {
+    // NOW is 2026-06-08. A 2026-05-25 record is 14 days ago: inside last30d but
+    // in the PRIOR calendar month, so it must NOT count toward June MTD.
+    const a = computeBarAnalytics(
+      [
+        detail({ timestamp: '2026-06-02T10:00:00-04:00', cost: 3, requestCount: 2 }), // June
+        detail({ timestamp: '2026-06-08T09:00:00-04:00', cost: 4, requestCount: 1 }), // June (today)
+        detail({ timestamp: '2026-05-25T10:00:00-04:00', cost: 5, requestCount: 9 }), // May, within 30d
+      ],
+      NOW
+    );
+    expect(a.monthToDate.cost).toBe(7); // 3 + 4, May excluded
+    expect(a.monthToDate.requests).toBe(3); // 2 + 1
+    // last30d still includes the May record — proves MTD is a distinct window.
+    expect(a.last30d.cost).toBe(12);
+  });
+
+  it('returns zeroed monthToDate for no details', () => {
+    const a = computeBarAnalytics([], NOW);
+    expect(a.monthToDate).toEqual({ cost: 0, requests: 0 });
+  });
+});
+
+function daily(over: Partial<DailyUsage>): DailyUsage {
+  return {
+    date: '2026-06-08',
+    source: 'cliproxy',
+    inputTokens: 0,
+    outputTokens: 0,
+    cacheCreationTokens: 0,
+    cacheReadTokens: 0,
+    cost: 0,
+    totalCost: 0,
+    modelsUsed: [],
+    modelBreakdowns: [],
+    ...over,
+  };
+}
+
+function hourly(over: Partial<HourlyUsage>): HourlyUsage {
+  return {
+    hour: '2026-06-08 10:00',
+    source: 'cliproxy',
+    inputTokens: 0,
+    outputTokens: 0,
+    cacheCreationTokens: 0,
+    cacheReadTokens: 0,
+    cost: 0,
+    totalCost: 0,
+    modelsUsed: [],
+    modelBreakdowns: [],
+    requestCount: 0,
+    ...over,
+  };
+}
+
+describe('computeBarAnalyticsFromDaily — monthToDate', () => {
+  it('sums monthToDate cost (daily) and requests (hourly) for only the current calendar month', () => {
+    const a = computeBarAnalyticsFromDaily(
+      [
+        daily({ date: '2026-06-02', totalCost: 10 }), // June
+        daily({ date: '2026-06-08', totalCost: 4 }), // June (today)
+        daily({ date: '2026-05-25', totalCost: 7 }), // May, still within 30d
+      ],
+      [
+        hourly({ hour: '2026-06-02 10:00', requestCount: 5 }), // June
+        hourly({ hour: '2026-06-08 09:00', requestCount: 3 }), // June
+        hourly({ hour: '2026-05-25 10:00', requestCount: 99 }), // May
+      ],
+      NOW
+    );
+    expect(a.monthToDate.cost).toBe(14); // 10 + 4, May excluded
+    expect(a.monthToDate.requests).toBe(8); // 5 + 3, May excluded
+    // Distinct from last30d, which still carries the prior-month May record.
+    expect(a.last30d.cost).toBe(21);
+  });
+
+  it('resets monthToDate toward 0 on a fresh-month boundary while last30d stays populated', () => {
+    // Treat the 1st of the month as "now": all activity sits in the prior month,
+    // so MTD must be ~0 even though those days remain inside the rolling 30d.
+    const firstOfMonth = new Date('2026-06-01T08:00:00-04:00');
+    const a = computeBarAnalyticsFromDaily(
+      [daily({ date: '2026-05-20', totalCost: 12 }), daily({ date: '2026-05-31', totalCost: 8 })],
+      [hourly({ hour: '2026-05-31 10:00', requestCount: 4 })],
+      firstOfMonth
+    );
+    expect(a.monthToDate.cost).toBe(0);
+    expect(a.monthToDate.requests).toBe(0);
+    expect(a.last30d.cost).toBe(20); // rolling 30d still populated
+  });
+
+  it('returns zeroed monthToDate for empty daily and hourly input', () => {
+    const a = computeBarAnalyticsFromDaily([], [], NOW);
+    expect(a.monthToDate).toEqual({ cost: 0, requests: 0 });
+  });
 });